Get Online Loans Like Speedy Cash: Best Available Alternatives

Many Americans live paycheck to paycheck and might need some extra money sometimes. When it comes to money, asking your friends and family for it can get embarrassing. So, here we are providing you with a list of apps that give loans like Speedy Cash so that you can get some extra money whenever you need it without anyone knowing about it. 

You can get a loan from banks too, but their long process and paperwork can be tiring, and banks do not provide the loan immediately. If you have bad credit, then the chances of your loan approval are less. To avoid all this chaos and get the loan hassle-free, you can turn to money-borrowing apps which provide you loans like Speedy Cash

When it comes to money borrowing apps, the Speedy Cash app is considered the favorite of Americans, but some other apps are also available on the internet that provide loans like Speedy Cash and have other better features.

 Get Loans Like Speedy Cash

The Speedy Cash app is considered as one of the most favorite apps when it comes to money borrowing apps. You can get a loan from $50-$26,000. You can also get multiple online loans from Speedy Cash, but only one installment loan.

There are many loan places like Speedy Cash on the internet, where you can get money from the comfort of your home only with the help of your laptop or mobile. Here we are giving you a list of instant loans providing apps like Speedy Cash. 

1. PayDaySay

PayDaySay App (Loans like speedy cash)

This app has a database which connects the customers to the lenders instead of giving the loan directly. Here, there is no fixed interest rate or repayment time, you can choose the verified lenders from their database, whichever provides you a loan according to your requirements.

Pros

  • It does not check your credit.
  • This app is comparatively more secure than others as it has the complete details of both the creditors and customers.

Cons

  • This app is not a direct creditor but only acts as a link between creditors and customers.

2. Dave

Dave App (loans like speedy cash)

Dave provides you with payday loans like Speedy Cash. Be it rent, groceries, or daily needs; you can get a loan from Dave for everything, all you need to do is, connect your active bank account to this app. 

Not only does it provide you with a loan, but it also has other features like budgeting tools so that you can plan your budget and you can stay within your budget. There is a $1 subscription fee for this app.

Pros

  • This app does not check your credit or credit score before lending money.
  • Zero interest rate.

Cons

  • You will have to pay extra fees of $4.99 if you want money on the same day.
  • This app does not improve your credit score.
  • You will only get a total sum of $100, nothing more than that.

Also Read- Guaranteed Approval Credit Cards With Bad Credit

3. Brigit

brigit app

Brigit is another app that provides you with loans like Speedy Cash. All you need to do is apply for a loan, as soon as your application is approved, the requested fund is transferred into your account within one or two days. This app also has budgeting tools that can help you plan your budget.

Pros

  • This app does not have any hidden fees.
  • It sends you notifications so that you do not miss out on-time payment.

Cons

  • It only provides a loan of up to $250

4. Viva Payday Loans

Viva Payday Loans

As the name suggests, this app provides you with a loan until your next payday. The best part about this app is that it provides you with a loan of up to $5000. This app has recently become famous because it gives you a loan even if you have a bad credit history.

Pros

  • They offer up to $5,000 for lending.
  • This app provides money the same day.

Cons

  • They do not provide services in some states.

5. Earnin

Earnin App

Earnin is a very quick and easy money borrow app that gives you loans like Speedy Cash. They provide loans from $25 – $250, and they have an automatic feature also where your repayment amount is automatically deducted on your payday so that you don’t miss out on the repayment. 

Pros

  • Automatic credit and withdrawal.
  • No interest rate.

Cons

  • If you’re unemployed, it won’t work for you.

Recommendation- Get 3000 Dollars Loan in Seconds with Bad Credit

6. MoneyLion

MoneyLion app

This app also provides loans like Speedy Cash. This app comes with two kinds of subscriptions, Core and Plus. You can get a loan of up to $250 from this app additionally, the core membership is free, but if you want the Plus membership then you’ll have to pay $28 as their subscription fee. 

Pros

  • Their core membership is free.
  • No credit check.
  • Your credit score doesn’t matter.

Cons

  • It doesn’t improve your credit rating.
  • The Plus membership amounts to $28 fees.

Final Say

Earlier people used to tend more towards the traditional methods of loans like banks and credit unions but they have very long procedures, and the paperwork takes days to complete, and even the money transfer is not instant even though they have low-interest rates and high reliability.

These days people don’t have much time, and they need the money instantly. So, with the advancement of time and technology, money-borrowing apps have become a new favorite of people for their small and emergency cash requirement though sometimes they have high-interest rates and less repayment time.

Many apps provide loans like Speedy Cash and they come with features like budgeting tools, pre-notifications, and automatic transactions. These apps are fast, easy to use, and provide same-day payments with low-interest rates, you can use any of these apps according to your money requirements.

FAQs- Frequently Asked Questions

Q1- What is Speedy Cash ?

Speedy Cash is one of the most famous money borrow apps in America, which provides a loan from $50- $26,000. It was formed in the year 1997. They have some criteria for borrowers, and if their customers qualify those criteria, then they approve their loan application and provide them a loan of up to $26,000. It is widely known for its speed because it deposits the money mostly within 15 minutes after the application completion.  

Q2- How long does it take Speedy Cash to deposit money?

Though many money borrow apps are there on the internet, Speedy Cash is considered one of the fastest money borrow apps. It mostly transfers the funds within 15 minutes of completion of the application if the borrower has selected the instant funding option. Here completion of the application means approval of the loan request by the lender and the signature of the borrower on the documents.

Q3- Can I get another loan from Speedy Cash?

If you already have taken one installment loan from Speedy Cash, then you cannot apply for another installment loan, but the doors are not completely closed, you can still apply for a payday loan or title loan along with an open installment loan. 

Q4- Where can I borrow money fast?

All the borrow money apps are very fast these days and provide same-day funding, but if you want to be sure about fast deposit, then you can choose the option of instant deposit, though some apps might charge some extra fees for instant funding, still, if you want to go for the fastest available option, you can go for Speedy Cash as they provide money as soon as within 15 minutes of application completion.

Q5- Can I borrow money from direct lenders using the money borrow app?

Yes, you can get money from direct lenders using money borrow apps. Apps like PayDaySay that have a big database and act as a link between the lenders and the customers. Here the customers can check the profiles of lenders and vice-versa and then choose any lender that they find perfect according to their requirements. 

Additionally, it’s always better to connect to the online lenders through apps rather than contacting them directly because these apps only have verified customers and lenders, and their complete details are also submitted, so there are fewer chances of fraud in comparison to the online direct lenders.

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