Dollar 700 Loans: Top 10 Lenders to Get Them Fast

There are always situations where we need urgent cash but we do not have any savings. In such situations, you think of getting a loan. However, lending big amounts to cover small bills just does not make sense. Dollar 700 loans help in covering those small and unforeseen bills. 

If you find yourself stuck in a difficult situation financially and need small loans, 700 dollar loan is your savior. In this article, we will discuss this loan and help you make an informed decision.

Top Lenders for Dollar 700 Loans

Loans for 700 dollars are basically used to fulfill any financial obligation that can be paid off in smaller amounts. In a situation of urgent requirements when you know I need 700 dollars now, you might end up falling prey to scammers. Therefore we bring before you some of the secure lenders.

1. Dollar Hand

Dollar Hand claims they respond to your application almost immediately. They approve all types of FICO scores and offer loan options without any credit check. For those of you looking for immediate 700 loans, they will fund your application within 24 hours or latest by the next working days. Moreover, they disclosed that their application form is specifically designed in a simpler and easier way that will hardly take you five minutes to fill out. Moreover, you can get funds within 24 hours or latest by the next business day. 

Eligibility:

• You should be a resident of the U.S.
• The minimum age should be 18 years or older.
• Be able to provide a valid contact number.
• You should have a stable income of $800 per month and be able to provide proof of the same.
• Have a checking account in your name.

How to Apply?

• All you have to do is fill out the application form. Basically, it is a loan request form that will take less than 5 minutes to fill out. Provide all the necessary information including your personal details, contact details, and employment information. You will also have to provide an idea of your expenses.
• Dollar hand will review the details and match you with a lender that offers you the best loans for 700 dollar options. Moreover, they will charge nothing for matching you with a lender.
• You can review the options and accept the offer if you find it suitable enough for your requirements. If you decide to go ahead with the offer, you will have to file a proper application.
• You will hear the approval decision within minutes and funds will be transferred within 24 hours or the next business day.

2. Universal Credit

Universal Credit not only requires a low credit score but is willing to directly deposit your 700 loans into your account within a few hours. It is best for those looking for payday loans or even installment loans of not more than $50000. Along with many perks, they also offer facilities to build or restore your credit score. You can borrow different types of loans including 700 or 255-dollar payday loans. Adding on to that, it even provides installment loans for up to 5 years of term period on an APR that goes as high as 35.93%.

Eligibility:

• Should be either a citizen of the U.S. or a permanent resident.
• Be 18 years or older.
• Have a checking account with a history in your name.
• Contact details like phone number and address.
• At least 560 credit score.
• Debt to income ratio: 75%, including mortgage.
• At least one account’s credit report and history for up to two years.
• Income should be verifiable and stable. It should be enough to cover your expenses and the monthly payment of the loan.

How to Apply?

• Universal Credit allows you to pre-qualify first to see your loan options. You will have to provide your personal and contact details. Along with this, add details about the loan you are seeking like 700 loans.
• They will then present you with all the loan options that you qualify for. Review your offers and select the best suitable one. 
• After you choose a loan option you wish to move ahead with, submit additional details that the lender asks for. You might also have to give some documents.
• Wait for the approval and the funds will be transferred directly into your account.

3. CashUSA.com

CashUSA.com does not issue 700 loans directly but it partners with lenders that do. All of the lenders are certified and therefore you can completely steer clear of scammers. Moreover, CashUSA.com is best during financial crises when you need urgent cash. The lenders will process your application quickly and most probably fund you within 24 hours. You can get payday loans like 2000-dollar loans or loans for 700 dollars, almost instantly without much hassle. 

Features:

• They will charge APR ranging from 5.99% to 35.99%.
• You can borrow up to $10000 for a term period of 3 to 72 months.
• You will have to submit one application and several lenders will contact you.
• A proper application will be filed after you select the final offer.
• CashUSA.com is an online platform that matches lenders and borrowers without any charges.
• There are no restrictions on the usage of funds.
• You can get different types of loans including loan 700 or installment loans.
• You do not need to have any credit score.
• Lenders might perform a hard pull.

Pros:

• You can get funds instantly.
• Multiple offers from one application.
• They offer all types of loans.
• It is a secured site that charges nothing for matching you with a lender.
• The application is easy, simple, and smooth.
• There is no hard pull for matching you with lenders.
• Flexible use of funds.

Cons:

• You will have to pay a high rate of interest on 700 loans.
• The lenders might perform a hard pull which will negatively impact your credit score.
• Your personal details will be shared with several lenders.
• The site is not responsible for any extra fees and charges that the lender charges.
• You get several offers but continuous calls might annoy you.

Eligibility:

• Be a citizen of the U.S. or a permanent resident.
• Be 18 years or older.
• You should have a stable income of at least $1000 per month from any source.
• Checking the account in your name.
• Have valid contact details like phone number and email ID.

How to Apply?

• All you have to do is fill out the application form from their official website. You will have to add your contact details, and personal information like name, address, and income. You will also have to enter the information about the loan like the amount, purpose, etc.
• After you submit your application, it will be reviewed by several lenders. All the lenders who offer loans for 700 dollars and are interested in your profile will then contact you.
• You will get multiple offers from different lenders. Review all the offers precisely. There are several norms that you may or may not like. 
• Select a loan option that suits you the best. If you want you can even negotiate the terms. Now you will have to file a complete application along with all the proofs and documents.
• As soon as your information is verified, you will receive a confirmation along with the agreement. Sign in and receive the funds within 24 hours.

4. BadCreditLoans.com

If you are looking for lenders that offer no fax-needed payday loans for 700 dollars to those with poor credit, BadCreditLoans.com will help you out. This marketplace is specifically designed for those who are rejected traditionally because of a low FICO score. They offer such candidates to apply for whatever loan requirement they have and then the site will match them with lenders interested in their profile. Moreover, it also eliminates the issue of waiting days for approval and funds.

This means you can get funded instantly if your lender allows it. Although you do not need to have a good credit score, you need to have a credit report free from major and frequent red flags because the lender might perform a hard pull and approve your application based on that.

Features:

• You can get different types of loans as per your requirements.
• The lenders charge different fees for different loans which are not in control of the website.
• They partnered with various certified lenders.
• It is a secure site and free from scammers.
• The APR charge is mostly ranging from 5.99% to 35.99%.
• You can get multiple loan offers from one single application.
• Loan costs vary from lender to lender.
• You can find several lenders offering different types of loans like loan 700.
• All credit scores are accepted.
• Loans with fast approval and funding.

Pros:

• Services are available 24*7.
• BadCreditLoans.com offers all their services completely free of cost.
• You have the leverage to choose one out of several options.
• Completely free application.
• No limitations or obligations on utilizing the site’s features.
• Funding is quick.
• You will get approved instantly.
• They have a highly encrypted technology that makes them secure and protects your data.
• No limitations on how you can use the funds.

Cons:

• The application form containing your personal details is shared with several lenders.
• You will be charged with a high APR.
• They are not accredited by BBB.
• You get several calls from lenders which may annoy you.
• The lenders will charge different fees which are not in control of BadCreditLoans.com.

Eligibility:

• Be a permanent resident of the U.S. or a citizen.
• Be at least 18 years or older.
• Have a checking account in your name.
• Be able to give your valid contact details.
• Provide a valid email address.

How to Apply?

• Initially, you will have to fill out an application form wherein goes all your personal and contact details. Make sure to add accurate details.
• Provide information regarding the loan requirements. For example, enter that I need 700 dollars now and the purpose.
• After you submit the form, you will then start getting calls from lenders offering you loan options as per your requirements.
• Do not select any offer without properly reviewing the terms. Compare your options and select the best offer that suits your requirements.
• File a proper application. You will also have to provide more details along with proofs and documents.
• The lender might perform a hard pull to verify your details. This will negatively affect your credit score. Once your details are verified, you will get approval.
• Sign the final agreement and receive the funds.

5. Honest Loans

Honest Loans is a platform that offers its services free of cost. Basically, they have partnered with several lenders, thus forming a network. When you file a request form on the Honest Loans website, it is forwarded to all the lenders they have partnered with. To be clear, honest loans do not issue loans directly but they will connect you to lenders who do. The lenders can fund your application within 24 hours or latest by the next day. Therefore you can apply here in case of an urgent cash requirement.

Eligibility:

• You must have a stable income of at least $800 per month.
• Proof of income from any source.
• You must be a resident of the U.S.
• You should be 18 years or older.
• You should have a checking account in your name.

These qualifications are requested by Honest Loans in order for you to fill out a loan request form. The lenders may ask for additional qualifications which have nothing to do with this broker.

How to Apply?

• Fill out the loan request form. It asks for basic details including name, address, email, etc, and the type of loan you are seeking. It will hardly take you five minutes to fill out this form.
• This form will be forwarded to all the lenders. Those lenders interested in lending you loans for 700 will get in touch with you.
• You will be offered loan options from multiple lenders. Review their offers and compare them properly. Select the best suitable loan as per your requirements.
• Fill out a proper application form and you can get approved almost instantly. E-sign the agreement and receive funds before the next business day.

6. MoneyMutual

During situations of urgent cash requirements, most of you start to panic. MoneyMutual helps in getting the funds almost instantly to cover short-term financial obligations. You can borrow up to $2500 instantly or within 24 hours of application, without any hassle. Those of you thinking I need 700 dollars now, must go to MoneyMutual to resolve your issue. Just like other loan markets, it is an online based marketplace that offers short-term loans within minutes or hours. Moreover, with a smooth application, you can get funds in no time without getting concerned.

Eligibility:

• You need to be at least 18 years or older.
• Be a citizen of the U.S. or a permanent resident.
• Need $800 of monthly income from any source along with proof.
• Provide your Social Security Number.
• Provide your contact details.
• Have a checking account in your name.

How to Apply?

• Start by filling out an application form. Enter all your personal details. Add your contact details along with the loan you are seeking, like loan 700.
• This application is transferred to different lenders and they review it. The lenders who find your profile interesting will contact you and offer you their loan options for $700.
• Review all the offers carefully and select the one that suits best your requirements.
• Once you have selected the offer, apply properly along with all the documents. The lender might perform a hard check that will reduce your credit score. After performing a hard pull, once you are approved you will receive the funds within 24 hours.

7. 5K Funds

5K Funds is a widespread marketplace that helps borrowers to connect with potential lenders. Since it is a marketplace, they have all types of loan options available like loan 700 dollars, installment loans, payday loans, etc. their loan limits are capped at $35000. The lenders review your application and contact you if they are interested. Since you get multiple offers, you can compare all your options and select the best one. Moreover, they report to all three major credit bureaus, i.e. Equifax, Experian, and TransUnion. This means if you make repayments on time, you can even restore your credit score.

Eligibility:

• Should be at least 18 years or older.
• Be a U.S. citizen or a permanent resident.
• Have a checking account in your name and it should be active.
• Have to provide contact details like phone number and email.
• No credit score requirements.

How to Apply?

• Initially, you are required to fill out a loan request loan which is basically the same as the application form. You will have to provide all your personal details and details of the loan you are looking for.
• Allow a few minutes for the lenders to review it. They will provide you with an offer accordingly. Review those offers and select the best suitable one.
• File a proper application along with all the documents. The lender might perform a hard pull which will reduce your credit score. After approval, you will receive the funds as discussed with the lender.

8. Cashadvance.com

Cashadvance.com offers a simple interface and is easy to operate. They have a widespread network of lenders. Although they are not direct issuers but have partnered with several lenders thus creating a complete network. Basically, they are the brokers that connect a borrower and lenders. When you fill out the application form, it is forwarded to all the lenders they have partnered with. These lenders then review your profile and get in touch with you if they are interested.

Therefore you get multiple offers, out of which you can choose the best one. But this has its own downside. Since many lenders get your information, you might be receiving continuous calls for loan offers, which can be annoying. Moreover, they do not have any clear information about the interest rates as different lenders will offer different rates.

Eligibility:

• Be at least 18 years or older.
• Be either a citizen of the U.S. or a permanent resident there.
• Have a checking account in your name.
• Be able to provide valid and verifiable contact details like address, phone number, and email ID.
• Be working at your current job for at least 90 days.
• Meet the income requirements of the lender which varies from lender to lender.

How to Apply?

• Before you apply, ensure that they offer 700 loans in your state. This is because they do not operate in all of the states. If they do, move forward.
• You will have to fill out the application form with all your details. Make sure you add that I need 700 dollars now.
• The site will soft-check your information to verify if you have entered it correctly. Moreover, it will present you with a clear picture of whether you are eligible to move ahead or not.
• If you pass the soft check, your application will be forwarded to the lenders. The lenders will review it.
• You get multiple loan offers from different lenders and therefore the loan cost will also be different. Make sure you review all the offers carefully to avoid getting stuck in a deal that you will regret in the future.
• Once you are done reviewing all the norms, select the best suitable offer and decline the rest.
• File a proper application with the lender after meeting all of their qualification requirements. Submit necessary documents.
• You will receive funds once you get approved within 24 hours.

9. OppLoans

OppLoans process your application quickly and funds in faster to help you out at times of financial crises. They not only allow all credit scores to get the loan but they do not perform any credit checks too. You can get dollar 700 loans quickly to pay your bills and expenses. Moreover, they also report to the three major credit bureaus. Therefore if you meet the monthly payments on time, then you can also restore your credit. But, these loans for 700 dollars come with a drawback and that is its rate. It has a whopping interest rate that can go as high as 160%, which is a major setback.

Eligibility:

• There are no requirements for credit scores.
• Have at least $1500 of gross monthly income.
• You should have a checking account in your name.
• Your checking account should have at least 40 days of history.
• The paychecks should be directly deposited into your account.
• You should reside in one of the states where OppLoans operates.

How to Apply?

• As you enter into the website of OppLoans, there is an apply now button. All you have to do is hit it.
• This will launch an application form. Add your social security number. You will also have to provide some personal information. You might also need to enter the information about the loan.
• Submit the application and wait for approval. You will receive funds within one or latest by two days of approval.

10. MaxLend

MaxLend offers different types of loans including tribal loans, short-term payday loans, and even 700 loans. If you have borrowed before then their loan limit is up to $3000 along with your credit history. Although, for those of you who do not have any credit history and are new borrowers, you can borrow a loan amount limited to $1500. Like other short-term payday loans, loans for 700  dollars are funded quickly and therefore are best in case of urgent cash requirements.

MaxLend offers only unsecured loans and hence, does not require you to put down any collateral. You can use this loan to cover your financial obligations as these loans become available to you in just 24 hours. Therefore you can apply, get approved, and receive funds all in one day. 

Eligibility:

• Be at least 18 years or older.
• Have a checking account in your name.
• MaxLend does not specify any income requirements but it should be enough to meet your expenses and monthly repayments as well.
• You need to show proof of stable income from any source.
• Your income should be deposited directly into your account.
• The checking account should not be new, it must have a history.
• You should not have an active bankruptcy or are about to go into any.

How to Apply?

• You can easily find the application form on their website. Since the procedure is online,  so you will have to fill it out digitally. Add all the details like your name, income, contact information, and loan details I need 700 dollars now.
• The MaxLends executives may contact you via call in order to verify all the information you have provided in your application.
• As soon as all your information and documents are verified, your application will be approved. 
• You can then sign the final agreement. You will get an online account on MaxLends so that you can manage the loan by logging into that account.
• You will get funds within one day of approval. 

What are Dollar 700 Loans?

The majority of financial problems that Americans have are a result of short-term financial obligations like house repairs or small bills. There are so many different expenses that can sometimes drain out your savings. This leaves you with no extra stash for other expenses or unforeseen bills. With your pocket all drained out, you might be struggling to make both ends meet. short term payday loans will help you out in such situations. 

Most of you might be thinking that loans for 700 dollars are not much. Well, you will be surprised to know how much this amount will help you, especially in times of financial crises. Moreover, these are payday loans so you can pay them back with your next paycheck. These loans are easy to get. 

Adding on to this, when the thought that “I need 700 dollars now” pops up in your mind. All you have to do is file an application and you can get these loans in less than 24 hours. Therefore it is safe to say that most of the lenders offering loan for 700 will not only approve your application but also transfer the funds on the same day. These loans are very easy to get and help you cover your expenses and bills in times when you run out of cash. 

Having said that, the lenders also cancel out your biggest concern, i.e. having bad or no credit. You can get this loan even if you have a bad credit score or no credit score at all. Although you might have to pay high rates because having bad credit makes you an unreliable candidate. To safeguard their own interests, lenders will charge high APRs from those with poor credit. The lenders might also perform a hard pull to verify your information and to approve you, but it will negatively affect your credit score. 

Features of $700 Loan

Knowing what 700 loans are and how useful they can be, you start to think “I need 700 dollars now.” But before you get this loan, you need to know what are its basic features that can help you decide if it is suitable for you or not.

Application

Most of the pans have a lengthy application form which takes so long and is complicated to fill. In contrast, the 700 payday loans have a super easy and simple application form. Moreover, it will hardly take you a few minutes to fill out the entire form. You do not need to put in extra effort, nor are there any lengthy application processes that you will have to go through.

Approval 

Once you fill out and submit the application form, the traditional lenders take days or even weeks to get back with a decision. Such loans are of no use in times of financial crises when you need urgent funds. The 700 loans lenders will approve you within minutes or latest within a few hours. You do not have to wait days or weeks to hear from the lender.

Accessible

The biggest concern of individuals seeking a loan is their credit score. A weak credit score makes you an unreliable candidate and therefore you might face rejection by several lenders. However, the loan 700 lenders will accept all ranges of FICO scores. Therefore you do not have to worry about not getting a loan because of your bad credit. The lenders will approve those with poor or no credit scores. Therefore this loan is accessible to all.

Funding

Most of you look out for short-term payday loans like this one when you need to meet unforeseen expenses and bills. Therefore you know I need 700 dollars now and you cannot rely upon lenders taking days to transfer funds. But the lenders of 700-dollar loans deposit funds into your account in less than 24 hours.

Qualifications

Lenders and financial institutions have set such high qualification requirements that are nearly impossible to meet. With such unrealistic eligibility criteria, there are great chances of you getting rejected because you did not meet them. Loan 700 lenders, in contrast, have pretty realistic and easy-to-meet requirements that make getting approved simpler.

How Can You Use Loans for 700?

Most of you consider $700 cash to be a lower amount. But what you do not know is that this cash can cover lots of expenses and bills. You can use them in several ways. Some of the uses of this amount are stated but not limited to the expenses below.

• Cover up your auto repair bills
• Medical bills
• Daily expenses
• Property damage repairing
• Unforeseen bills 
• Repay an outstanding payday loan
• Overdue utility bills like gas, rent, or electricity bills
• Household repairs
• Pay interest on other outstanding credits

How to Get 700 Dollars Fast?

Loans for 700 dollars are usually processed fast. However, in a situation of urgent crisis, you might need to know that you have a high chance of getting approved and your application will be processed. There are certain steps that you can undergo if you want guaranteed approval on dollar 700 loans.

Have a Reliable Credit Score

Although the lenders of loan 700 do not set up any credit score requirements having good credit does not harm. Rather it will help you get on top of the approval list. This means that when you have a good score, the lenders consider you a reliable customer as it indicates that you have met all your repayments in the past without defaulting. Therefore if you want to get approved faster, you can have a good score.

Meet the Lender’s Requirements

All the lenders set up certain eligibility criteria. Those of you who wish to get guaranteed and fast approval, you need to meet all of the items that are on the list of qualifications. While some requirements are basic like age and residence, others can be somehow unique. The lenders set up such requirements as per the laws to safeguard their own interests. 

Pay Off Outstanding Debt

Creditors look at your credit history in order to verify you. If you have any outstanding debts, there are chances that you may not get approved. Therefore it is best to get one loan at a time. If you wish to get a new loan, pay off the outstanding one.

Manage Good Credit History

Most lenders do not require you to have any credit score. However, they will check your credit history to approve you. Therefore it is best if your credit history is free from major red flags. Having a good credit history helps lenders to ensure you can be relied upon and therefore guarantees your loan approval.

Alternatives to Loans for 700 Dollars

We require such loans at times of financial crises. However, there is no doubt that these loans are expensive. But there are other alternatives that you can resort to in times of financial crisis. These are:

• Title loans

Title loans are expensive but best if you have a poor credit score and a bad credit history altogether. These loans do not require any hard pulls. It is a type of secured loan where you put the title of your vehicle as collateral. The biggest downside is that if you fail to meet the repayments, your vehicle will be possessed by the lender. You can get up to 25% to 50% of your vehicle’s value as a loan almost instantly. The most popular kind of title loan is a car title loan. But there are other types too including motorcycle title loans and RV title loans.

• Cash Advance

If you are a credit card holder, what is a better way to get instant cash other than taking it out directly from your ATM? Basically, credit card issuers set a limit that you can cash out in the form of credit and pay it back either in installments or lump sum. The interest rate is reasonable and it is the fastest way you can get funds. However, if you fail to repay, your credit score will be harshly affected, which can be problematic in the future. Moreover, your credit card will be frozen until you repay. 

• Advance Payroll

If you are employed, you can ask whether your employer grants advance on your paycheck. Basically many employers offer half of the paycheck or a part of it in advance if asked for, in times of crises. But not all employers allow this. However, there is no harm in asking. Most of the time, with a little negotiation, you can get an advance on your paycheck. Therefore at times of urgent cash requirement, you can inquire about this and learn if anything like this exists in your workplace or not.

Frequently Asked Questions (FAQs)

Q1: How to make $700 a week from home?

• You can deliver food
• Work a salaried job like data entry and content creation
• Sell useless items
• Perform tasks on websites that offer money for completing certain work
• Babysitting
• Freelance writer
• Petsitter
• Virtual Assistant

Q2: How to make $700 dollars in one day?

• Save money on everyday purchases
• Get a loan
• Deliver takeouts and groceries
• Take care of pets in exchange for cash
• Babysitting
• Invest in something and get returns on it every day

Q3: How to get $700 dollars now?

• Get a loan
• cash advance from your credit card
• Use cash advance apps
• Advance on your payroll
• Ask friends or relatives
• Sell unwanted items in your house

Conclusion

We have all been in a situation where we urgently need cash. While many of us can simply ask for money from friends or relatives, it can be embarrassing and therefore we generally avoid doing so. You can get dollar 700 loans. These loans are funded instantly and smoothly. Most of the time the funds are directly deposited into your accounts. Adding on to that, the lenders of such loans may not require credit scores and they sometimes do not perform any credit checks as well.

This loan is easy to get but has its downsides too. 700 loans are expensive and have unreasonable rates and loan costs. If you require urgent cash, this article will help you make an informed decision. Moreover, you can also resort to alternatives that are cheaper.