> Posted by Ignacio Mas, Senior Fellow, Council for Emerging Market Economies at the Fletcher School

Here are my best wishes for the CFI community, to be sung to the tune of the last bit of the twelve days of Christmas:

On the twelfth day of financial inclusion my true donor sent to me:

Twelve human centered designers

Eleven groundtruths validated

Ten agent trainings

Nine peer networks learning

Eight logs a-framing

Seven innovation challenges

Six rapid prototypes

Five fast failings

Four big data thingies

Three evidence bases

Two RCTs evaluating

And an e-money issuer license.