Occasionally, others ask me to share some insight with their audiences on a variety of personal finance topics. I’m always grateful to them for sharing the opportunity. Here are a few of my recent appearances for (what I hope is) your reading pleasure: Clark Howard | Hyperbolic Discounting: The Psychology Behind Getting Clark Smart How … Read more
“I deserve good things, I am entitled to my share of happiness. I refuse to beat myself up. I am an attractive person. I am fun to be with.” –Stuart Smalley, Saturday Night Live Have you ever sat on the train (or in the bar or at a party) next to someone who wants to … Read more
“No problem is so formidable that you can’t walk away from it.” –Charles Schultz “Insanity: doing the same thing over and over again and expecting different results.” –Albert Einstein It’s a giddy feeling when you first start out your own business . There’s so much expectation, hope, and anticipation that you can barely wait to … Read more
“Never trust the advice of a man in difficulties.” –Aesop Most people nowadays turn to the Internet for financial advice on a score of subjects. Want to know how long to grill a salmon? Do situps really get you a ripped six-pack? Does my dog have fleas? How much money do I need to retire? … Read more
“We want to start them thinking that they’re responsible for their own career.” –Jürgen Klinsmann Editor’s note, 11/21/2016: Since Klinsmann was fired today, remember rule A#1 (ahead of the rules below): never alienate the people who pay you a paycheck. For those of you who do not know who Jürgen Klinsmann is, he was the … Read more
Your net worth to the world is usually determined by what remains after your bad habits are subtracted from your good ones.” –Benjamin Franklin One of the first things that they teach you in any personal finance course is how to calculate your net worth. For those of you who do not know how to … Read more
“I’m willing to admit that I may not always be right, but I am never wrong.” –Samuel Goldwyn When I started out in financial planning, I had a pretty solid line about debt and on which side of it I stood. After all, I am a proponent of the there is no such thing as … Read more
“By the time I have money to burn, my fire will have burnt out.” –Unknown I was speaking with a friend recently, and this friend bet that I would become bored in retirement. “You’ll go start some other company because you have the entrepreneurial fire burning within you,” my friend said (I paraphrase). “Nope. I’ll … Read more
“Wal-mart… do they like make walls there?” –Paris Hilton Have you ever walked into WalMart, seen the smiling greeter at the door, who usually appears to be older than the typical retirement age, and wondered if that person was there greeting people because he enjoyed seeing everyone and wanted to be out of the house … Read more
“Running away will never make you free.” –Kenny Loggins “If you hold a cat by the tail you learn things you cannot learn any other way.” –Mark Twain Very recently, the S&P 500 surpassed a new high. Of course, in between the time this article is published and you read it, there may be a … Read more