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	<title>Comments on: Repaying But Suffering – Over-Indebtedness from the Perspective of Clients</title>
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	<link>http://cfi-blog.org/2011/11/03/repaying-but-suffering-%e2%80%93-over-indebtedness-from-the-perspective-of-clients/</link>
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		<title>By: Jessica</title>
		<link>http://cfi-blog.org/2011/11/03/repaying-but-suffering-%e2%80%93-over-indebtedness-from-the-perspective-of-clients/#comment-2246</link>
		<dc:creator><![CDATA[Jessica]]></dc:creator>
		<pubDate>Fri, 04 Nov 2011 13:33:01 +0000</pubDate>
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		<description><![CDATA[Dear Arthur

thanks a lot for your interest. The study actually does a small analysis of what the potential causes may be - I hope it will be useful to you. First indications are that especially a lack of return on investments, adverse shocks to a borrower&#039;s income, and a lack of borrower literacy are positively related to over-indebtedness. More in-depth analysis will follow in future academic papers on this Ghana project.

Is your research in Rwanda related to borrowers&#039; repayment struggles too?
Jessica]]></description>
		<content:encoded><![CDATA[<p>Dear Arthur</p>
<p>thanks a lot for your interest. The study actually does a small analysis of what the potential causes may be &#8211; I hope it will be useful to you. First indications are that especially a lack of return on investments, adverse shocks to a borrower&#8217;s income, and a lack of borrower literacy are positively related to over-indebtedness. More in-depth analysis will follow in future academic papers on this Ghana project.</p>
<p>Is your research in Rwanda related to borrowers&#8217; repayment struggles too?<br />
Jessica</p>
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		<title>By: Arthur SABITI</title>
		<link>http://cfi-blog.org/2011/11/03/repaying-but-suffering-%e2%80%93-over-indebtedness-from-the-perspective-of-clients/#comment-2245</link>
		<dc:creator><![CDATA[Arthur SABITI]]></dc:creator>
		<pubDate>Fri, 04 Nov 2011 07:04:09 +0000</pubDate>
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		<description><![CDATA[Repaying but suffering!!!!! variables that may be have to measure and make a causality analysis.... I would love to be educated more.... it is part of my research interests ... my puzzle is whether microfinance in Rwanda can looked at as an asset or a liability since it started to shine in the years of 2002-todate??? clients&#039; perspective..]]></description>
		<content:encoded><![CDATA[<p>Repaying but suffering!!!!! variables that may be have to measure and make a causality analysis&#8230;. I would love to be educated more&#8230;. it is part of my research interests &#8230; my puzzle is whether microfinance in Rwanda can looked at as an asset or a liability since it started to shine in the years of 2002-todate??? clients&#8217; perspective..</p>
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