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	<title>Comments on: Word of the Week: Consumption Smoothing</title>
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	<link>http://cfi-blog.org/2010/10/12/word-of-the-week-consumption-smoothing/</link>
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		<title>By: Fehmeen &#124; Microfinance Hub</title>
		<link>http://cfi-blog.org/2010/10/12/word-of-the-week-consumption-smoothing/#comment-841</link>
		<dc:creator><![CDATA[Fehmeen &#124; Microfinance Hub]]></dc:creator>
		<pubDate>Sat, 16 Oct 2010 17:23:44 +0000</pubDate>
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		<description><![CDATA[Quick question for you - while we understand the need to offer consumption loans and the need for MFIs to be sustainable by charging interest rates, how fair is it, in theory, to charge interest on a consumption loan? This loan yields no productive value that may be used to pay the additional fee - how are consumer&#039;s expected to pay back?]]></description>
		<content:encoded><![CDATA[<p>Quick question for you &#8211; while we understand the need to offer consumption loans and the need for MFIs to be sustainable by charging interest rates, how fair is it, in theory, to charge interest on a consumption loan? This loan yields no productive value that may be used to pay the additional fee &#8211; how are consumer&#8217;s expected to pay back?</p>
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